Sunday, January 31, 2016

BAYAR INSURANS DAN TAKAFUL CASH OR CREDIT CARD IS BETTER?

Sumber google :)


Lately, I'm facing some problem while collecting cash payments from a client. One of my customer, when received my call..she said " nak mintak duit la tu" haha sedih plak hakak rasa.

Tapi kan..kenapa jadi macam tu ye? sedangkan mereka yang refused to pay by credit/debit card monthly. And as an agent we need to collect from you every month. if kita buat tak tahu je your policy will be lapse. Nak claims mula la masalah and so on..

It not a burden to us..boleh je p buat payment kat kaunter takde masalah. PA office pun ada boleh buatkan. But seems its a burden to you to pickup my calls or whatsapp or whatever kan.

Once you agree to sign up for insurance or takaful, means you should be ready to pay monthly or quarterly, or semi yearly or yearly payment. Jangan layan kami as agent macam ceti haram plak. The BIGGGGGG protection is for you jugak kan. Komisyen kami brpa sen je sangat. Hohoooliaoo!

Tapi bukan semua mcm tu. Dalam ramai2 clients saya, dia ni la sorg..bila dia ni cakap mcm ni saya terpanggil untuk share mengenai entry ni. Kami sebagai agent bukan paksa untuk ampa bayar by debit/credit card.

Tapi bila setiap bulan perlu collect payment and call uolss, janganla pula cakap macam tu. Actually banyak kebaikan if uolss bayar by credit/debit card contohnya:

1) Dapat bayar on time before due date. Maksudnya polisi anda akan sentiasa aktif tak perlu risau polisi lapse. Ni tak kadang2 miss payment.

2) Boleh check transaksi setiap bulan. Means you know where your money goes.

3) Lebih secure. Takde masalah mengadu bagi duit kat agent agent tak bayar, agent kena rompak ke, ragut ke.. ha so sape nak jawab?

3) Dapat kumpul point credit card dan redeem macam-macam.

4) Tak perlu dengar your agent mintak duit lagi setiap bulan. Haha

5) Tak perlu pergi customer service buat payment sendiri. Jimat masa!

Anyway, I prefer my clients to pay credit/debit card in future. Sapa yang berminat nak tahu kelebihan kredit card boleh tengok2 blog ni.. Banyak info menarik. Ok, just sharing! Kbai :)

http://zaren88.blogspot.my/2014/01/kenapa-saya-suka-guna-kad-kredit.htm

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